Benefits of CESA Membership
- Fire, ambulance, municipal, and water districts working together to reduce workers’ compensation insurance premiums, identify injury and loss trends, manage claims, and develop safety and injury prevention programs
- Eligible members receive a 4% Group Association Discount on their Pinnacol Assurance Workers’ Compensation Insurance Policy
- There is no cost to join CESA
- Over $1,485,845.00 Group Dividends paid to Members 2005-2021
- Individualized customer service by dedicated agency representatives specializing in workers’ compensation and safety, including:
- Monitoring policy rating tiers, deductibles, loss ratios, and experience mod rates
- Assistance with policy changes, audits, estimated payroll, discount eligibility, and premium reviews
- Assistance with implementing effective hiring practices, job hazard analysis, and health, fitness, and wellness program
- Claims management, return-to-work, modified duty
- Designated medical provider discount notices and compliance with new laws
- Premium Cost Containment Certification application and document completion
- 5% premium discount with qualifying losses
- 2-10% discount based on losses if not NCCI experience mod rating qualified
- Pinnacol Online resources and 24/7claims service – internet, phone, and fax
- Dedicated Pinnacol Assurance customer service team
- Safety Group compliance, risk management, and loss control services
- Education and safety training coordination for members to improve worker safety, and reduce/mitigate workers’ compensation claims
- Pinnacol Assurance safety group approved education and safety training programs sponsored by CESA and conducted by VFIS / F&W Insurance
- A total of $7,000.00 was distributed to CESA Members for donations; and $41,806.00 for safety sponsorships 2017-2022, to date
- A total of $2,659.93 was reimbursed to Members that attended CESA/VFIS safety group approved training programs 2014-2021
